Financial support when health surprises you.
Focus on recovery. We’ll handle the rest.
What is critical illness insurance?
Critical illness insurance pays a one-time lump-sum benefit if you’re diagnosed with a covered condition, such as cancer or a heart attack. You can use the funds to help you cover travel, time off work, childcare, or everyday bills so you can focus on recovery.
How does it work?
If a covered condition is diagnosed and the policy requirements are met, the benefit is paid directly to you. Coverage is typically offered for set terms with level premiums, and many plans include options such as Return of Premium.
Who is it best suited for?
This coverage is valuable for families and individuals who want a financial cushion during a serious health event, business owners who need to keep operations stable while they recover, and anyone whose budget would be strained by treatment costs or time away from work.
Key features of a
critical illness insurance policy
A serious diagnosis can disrupt life in many ways. Here are the core features that make critical illness coverage a practical safety net while you focus on getting well.