Affordable protection
Family Security
What is term life insurance?
Term life insurance provides protection for a specific period ranging from 5 to 30 years. If you pass away during the term, your beneficiaries receive a tax-free benefit. Giving you straightforward, budget-friendly coverage.
How does term life insurance differ from other types?
Term life focuses on pure protection. It does not build cash value and the policy ends when the term expires unless you renew it. Many policies include options to renew or to convert to permanent coverage within a set window, usually without new medical exams. Compared with permanent insurance, term life offers a lower initial cost for a larger amount of coverage.
Who is term life insurance best suited for?
Term life fits people who want strong protection during high-need years. It works well for covering essential costs. It is also a good choice if you want the most coverage for the lowest cost today.
Key features of
term life insurance policy
When deciding if this kind of coverage is right for you, it helps to understand its core features. Here is a concise overview of what term life can provide, so you can feel informed and confident as you evaluate your options.